Medicare Advantage Plans
Medicare Advantage Plans, also known as "Part C" or "MA Plans," are a viable alternative to securing your Medicare Part A and Part B coverage. These plans are offered by Medicare-approved private companies that must adhere to guidelines established by the Center for Medicare and Medicaid Services (CMS). Most Medicare Advantage Plans include drug coverage (Part D), and you will typically need to use health care providers who participate in the plan's network.
Each year, Medicare Advantage Plans establish an out-of-pocket limit for covered services, providing beneficiaries with financial security against excessive health care expenses. While some plans may offer non-emergency coverage out of network, it often comes at a higher cost. It is essential to use the card from your Medicare Advantage Plan to receive your Medicare-covered services, and it is recommended to keep your red, white, and blue Medicare card in a secure place in case you ever switch back to Original Medicare.
Our Legacy Advisors can help you find the right Medicare Advantage Plan for you, taking into account your budget, typical usage, doctor network, travel frequency, medications, and other considerations. We work with many top carriers and will help you determine the best fit. Below are the most common types of Medicare Advantage Plans, and you can click the links to open a new page at Medicare.gov for more information.
All Medicare Advantage (Part C) plans cover:
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All Medicare Part A (hospital) benefits (hospice coverage may be provided, but if not, will still be covered by Part A)*
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All Medicare Part B (medical) benefits
What do Medicare Advantage plans cover?
Most Medicare Advantage Plans Cover:
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Prescription drugs
Additional benefits Medicare Advantage plans may offer:
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Dental exams, cleanings and X-rays
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Eye exams, eyeglasses and corrective lenses
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Hearing tests and hearing aids
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Wellness programs and fitness memberships
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Other extra benefits such as transportation to medical appointments and virtual provider visits
*Even if you have a Medicare Advantage plan, hospice care will still be paid for you by
Original Medicare Part A.
Important things to remember about Medicare Advantage plans
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Some plans will have provider networks, some will not
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Out-of-pocket cost limitations can vary by plan
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Plan premiums can vary by plan, with different ones offered to fit different budgets
We are not affiliated with any plan or endorsed by any government entity or agency. We connect individuals with insurance providers and other affiliates (collectively, “Partners”) to give you, the consumer, an opportunity to get information about insurance and connect with licensed insurance agents. By completing the quotes form or calling the number listed above, you will be directed to a Partner that can connect you to an appropriately licensed insurance agent who can answer your questions and discuss plan options. This site is operated in partnership with Foundation Legacy Advisors, LLC, a licensed insurance agency, License # L120447 can be found here, operating through its designated agent, J. Dean Fetro, only where licensed and appointed. License numbers are available upon request and are provided where required by law. J. Dean Fetro's residence state is Fl, where his license # is D013914. License information can be found here.
Foundation Legacy Advisors, LLC is a licensed and certified representative of Medicare Advantage [HMO, HMO SNP, PPO, PPO SNP and PFFS] organizations [and stand-alone PDP prescription drug plans] that have a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special election period, or you are in your Medicare Initial Election Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. $0 premium plans are not available in all areas. Enrollees must continue to pay their Medicare Part B Premium. Deductibles, copay and coinsurance may apply.
Products and services are provided exclusively by our partners, but not all offer the same plans or options. Possible options include Medicare Advantage, Prescription Drug (Part D), and/or Medicare Supplement Insurance Plans. Descriptions are for informational purposes only and subject to change. We encourage you to shop around and explore all of your options.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
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